Bank's Name And Their Features

1.Kotak 811 Zero Balance Savings Account

Description

Kotak811 is a digital zero balance savings account that offers higher than average interest on your savings, virtual debit card along with a completely digital savings experience at simple clicks.

Features

✔️ Fully digital account opening with Aadhaar & PAN

✔️ No need to maintain a minimum balance in your account

✔️ Get up to 4%* interest per annum on your account balance

✔️ Free Virtual Debit Card and Lifetime free Credit Card (subject to eligibility)

✔️ Free digital transactions like NEFT, IMPS, UPI, Pay your contact, Scan & Pay

✔️ Round the clock account access through the Internet and Mobile Banking

Documents required

✔️ PAN Card

✔️ Aadhaar Card

✔️ Valid Mobile Number (linked with Aadhaar)

2.AU Bank Zero Balance Savings Account

Description

AU Bank is India's largest Small Finance Bank, which is committed to providing banking solutions that perfectly cater to customers' needs above all else. It provides a high-interest rate with a monthly Interest payout and unlimited free transaction.

Features

✔️ Earn up to 7.25% p.a* Interest with a monthly payouts

✔️ Banking at your convenience

✔️ Enjoy 24x7 access to your funds through AU 0101 App

✔️ Feature-rich Debit Card with discounts on leading brands

✔️ 100% digital & paperless banking

Documents required

✔️ Duly filled application form

✔️ Passport size photographs

✔️ Identity proof: Passport, voter ID, etc.

✔️Address proof: Aadhaar Card, passport

Description

Axis Bank is India's largest Small Finance Bank, which is committed to providing banking solutions that perfectly cater to customers' needs above all else. It provides a high-interest rate with a monthly Interest payout and unlimited free transactions.

Features

✔️ 10% cashback on Flipkart, Amazon & 20% cashback on Zomato and Tata 1 mg

✔️ No need to visit the Branch - Customer can avail of 250+ online services

✔️ Instant Virtual Debit card with 1% cashback on online spending

✔️ Get accidental insurance cover of up to ₹1 crore

✔️ Mandatary Minimum Monthly Balance Required to maintain is ₹5590 Only.

Documents required

✔️ PAN Card

✔️ Aadhaar Card

✔️ Valid Mobile Number (linked with Aadhaar)

3.FREE Axis Bank Savings Account

Description

Axis Bank Current Account helps customers to boost their business and give it the bandwidth to transact anytime at the click of a button with Axis Bank Current Accounts!

Features

✔️ 100% Digital Process

✔️ Zero Document Upload

✔️ No Service Charge*

✔️ E- Debit Card loaded with offers

✔️Instant account allocation & same day activation

✔️Completely digital journey with zero document upload

✔️Get cashback on all online spends

✔️Get 250+ banking services online

✔️ Mandatary Minimum Monthly Balance Required to maintain is ₹5000-10,000 Only.

Fees & Charges

✔️ Zero* Initial Funding

✔️ Debit Card fees is Rs. 590

4.FREE Axis Bank Current Account

Description

YES BANK savings account is designed specifically to meet customers day to day financial requirements and savings goals. This account comes with a host of features and benefits like attractive interest rates, exciting onboarding offers, virtual debit card etc.

Features

✔️ Earn up to 7.75% p.a. returns on FDs and additional 8.75% for Senior Citizens.(Tenure 35 months)

✔️ Get rewarded at every stage on Bill Payments, Debit Card spends and UPI/IMPS/RTGS.

✔️ Earn up to 16000 YES Rewards points worth INR 4000*

✔️ Receive Lifestyle Benefits worth ₹24K with Debit Card.

✔️ Redeem your points against shopping vouchers, in-store purchases, recharges.

✔️ Unlimited free transactions at Yes Bank ATM.

✔️ Transfer money instantly with free IMPS facility.

✔️ 24*7 online fund facility - YES Robot.

Fees & Charges

✔️ Minimum average balance is Rs.10,000 for Savings Account PRO

✔️ Minimum average balance is Rs.25,000 for Savings Account PRO PlusTarget Audience

✔️ Age: 18 or above

✔️ Indian resident.

Documents Required

✔️ PAN Card

✔️ Aadhaar Card

✔️ Signature on blank paper

✔️ Mobile Number (linked with Aadhaar)

5.Yes Bank Saving Account

6.FI Money Zero Balance Saving Account

Description

Fi is a financial app that comes with an in-built savings account, it is known as 'neobank' for working professionals. Fi helps to grow your money and organise your funds. It comes with a smart, zero balance savings account and features that help you get better with your money.

Features

✔️ Zero balance saving account

✔️ Best returns on savings with smart deposits

✔️ 2% cashback up to ₹250 on your first fund addition on Fi. T&Cs apply

✔️ Free ATM Withdrawals

✔️ No charges on money transfer

✔️ Rewards on payments (fi-coins)

✔️ Flexible saving in SDs with up to 6.75% interest annually

✔️ Instant and hassle -free payments

✔️ Zero forex charges

✔️ 100% digital & paperless

Documents Required

✔️ PAN Card

✔️Aadhaar Card

✔️ Mobile Number (Linked with Aadhaar Card)